Self-employed loans are mortgage loans designed for borrowers who work for themselves and may not have traditional W-2 income or pay stubs to verify income. Instead, lenders evaluate income using tax returns, profit and loss statements, or bank statements to assess the borrower's ability to repay. These loans often require more documentation and scrutiny because self-employed income can fluctuate. Some lenders also offer alternative programs with more flexible qualifying criteria for self-employed individuals.

Types of self-employed loans we carry:​

• Personal or Business Bank statement loans​
• 1099 loans​
• Asset Depletion loans​
• Profit and Loss Statement loans​
• Foreign National loans